A promissory note is a financial instrument that contains a written promise by one party (the note's payer) to pay another party (the note's issuer or maker) a definite sum of money, either on-demand or at a specified future date. What many don't know about promissory notes is that they can also be a negotiable instrument when the promissory note contains a promise to pay a certain amount without conditions. Checks, bills of exchange, and promissory notes are all considered negotiable instruments. This book is intended to help you understand what a promissory note is and how you can create your own promissory notes to remedy your alleged debts.