Chinese banks have been making headlines recently, but what lies beneath? Banking in China appears different. What explains the current arrangement? What can we expect from such a banking industry in the future? This book answers these two questions in a fully revised second edition and contributes to a new understanding of Chinese banks.

'This book offers an in-depth analysis of the Chinese financial sector.' - Efmag (Finance, Marketing& Distribution Magazine)

Autorentext
VIOLAINE COUSIN currently based in Germany and has extensive experience as a credit analyst. Previously, she worked with second-tier Chinese banks to upgrade their credit risk management and is thus well acquainted with the Chinese banks' environment and challenges.

Inhalt
Introduction PART I: OVERVIEW Banking System Features and History PART II: INFRASTRUCTURE AND THE STATE The State as Regulator The State and the Banking Safety Net Further Roles of the State State Interference PART III: DEMAND Financial Intermediation New Forms of Financial Intermediation PART IV: SUPPLY Large Commercial Banks Smaller Commercial Banks Foreign Banks Rural Financial Institutions PART V: RISKS Non-Performing Loans Capital Adequacy and Risk Management Corporate Governance Chinese Banks and the Wider World Crisis withstanding Ability of the Chinese Banks Conclusion