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Clear, actionable advice to manage your money and achieve financial stability, regardless of income The High-5 Banking Method introduces a simple yet effective approach to help you take control of your personal finances and finally achieve financial stability. This book is inspired by financial educator and influencer Sahirenys Ortega Pierce's experience finding out that her son had a heart defect and would need open heart surgery at six months of life, then needing to purposefully save for surgery and organize her finances so she could focus on what mattered most. Filled with reliable and accessible strategies to manage your money regardless of your income level, this book contains:

• Heart-felt, motivational lessons and anecdotes from Pierce's journey that will spark a new level of creativity into your thinking
• Easy-to-follow steps to improve your financial wellbeing, such as through the High Five Banking Method's "2 Checking and 3 Savings" account system

• Tips on financial wellness, budgeting, lifestyle creep, banking, debt management, emergency fund creation, goal setting, and many other topics By providing clear, actionable advice in an engaging and accessible way, The High-5 Banking Method empowers all individuals, especially first-generation Americans, minorities, and young adults, to manage their finances with purpose and find balance in their lifestyles.

  Inhalt

  CONTENTS

  Preface

  Part 1: Introduction to Me and the High 5 Banking Method

  Chapter 1: "I'm Done" Moment

  Chapter 2: The Creation of the High 5 Banking Method

  Part 2: Spend with Purpose: Understanding Your Expenses

  Chapter 3: Your Bills

  Chapter 4: Your Lifestyle

  Part 3: Save with Purpose: Understanding Your Goals

  Chapter 5: Your Emergency Fund

  Chapter 6: Your Short-Term Goals

  Chapter 7: Your Long-Term Goals

  Part 4: Refine Your Numbers

  Chapter 8: 30-Day Challenge

  Chapter 9: Status Check

  Chapter 10: Cut, Keep, or Reduce Strategy

  Part 5: Money Flow

  Chapter 11: Get Your Priorities Straight

  Chapter 12: The Two-Week Gap Strategy

  Chapter 13: Flow Your Savings Goals

  Part 6: Banking with Purpose

  Chapter 14: Banking

  Chapter 15: High 5 Banking Rules

  Chapter 16: Opening, Closing, and Repurposing Your Bank Accounts

  Chapter 17: It's Time to Execute the High 5 Banking Method

  Part 7: Maintenance

  Chapter 18: Weekly Maintenance

  Chapter 19: Monthly Maintenance

  Chapter 20: Yearly Maintenance

  Conclusion

  Acknowledgments

  About the Author