Examines the central bank policies, financial innovation, financial inclusion and banking stability in Ghana Explores how enterprise finance and microfinance can be more effective for sustaining financial markets Provides insights into theoretical and practical ways of developing an efficient finance sector

Autorentext

James Atta Peprah is an Associate Professor of Economics in the Department of Applied Economics, School of Economics, University of Cape Coast, Ghana. His research focuses on development economics, financial markets and institutions, microfinance, economic growth and development, and SME development.

Evelyn Derera is an Associate Professor of Entrepreneurship in the School of Management, Information Technology and Governance, University of KwaZulu-Natal, South Africa; and Associate of the Institute of Bankers in Zimbabwe. She previously held positions in the banking sector, specialising in Private Banking.

Harold Ngalawa is a Professor of Economics in the School of Accounting, Economics and Finance, and the Macroeconomics Research Unit, University of KwaZulu-Natal, South Africa. His research focus is on monetary theory and practice, deposit insurance, banking instability, structural asymmetries and policy failure.

Thankom Arun is a Professor of Global Development and Accountability, University of Essex, UK; Professor Extraordinaire at Stellenbosch University, South Africa; Research fellow at IZA, Germany; Fellow of the Academy of Social Sciences; and Fellow of the Royal Society of Arts, Manufactures and Commerce.

Inhalt

Chapter 1. Introduction.- Chapter 2. What Really Drives Financial Sector Development in Ghana?.- Chapter 3. Harnessing Financial Innovation for Financial Inclusion in Ghana.- Chapter 4. Financial Inclusion and Monetary Policy Effectiveness in Ghana.- Chapter 5. Gendered Financial Behaviour in Ghana: A Comparative Study with South Africa.- Chapter 6. Bank Competition and Financial Sector Stability in Ghana.- Chapter 7. Macroeconomic Determinants of Banking Instability in Ghana.- Chapter 8. Financial Dualism in Ghana: The Implications for Monetary Policy on Loan Variations.- Chapter 9. Revisiting MSMEs financing through banking reform processes: Assessing the Ghanaian legal experiences.- Chapter 10. Effectiveness of credit risks management policies used by Ghanaian commercial banks in agricultural financing.- Chapter 11. Evaluation of lending methodologies used by Ghanaian banks to extend credit to SMEs.

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