This handbook presents a timely collection of original studies on relevant themes, policies and developments in European banking. The contributors analyse how the crisis years have had a long lasting impact on the structure of European banking and explore the regulatory architecture that has started to take form in their wake. Academic experts and senior policy makers have contributed to this volume, which is organized in five main parts. The first part presents an overview of European banking through the crisis and beyond. The second part analyses performance and innovation in EU banking markets. The third part discusses the key regulatory changes aimed at fostering financial stability. Part four looks at the relevance of cross-border banking and part five presents a detailed analysis of the main EU banking markets. This is a highly informative and carefully presented handbook, which provides thought-provoking insights into the past, present and future landscapes of European banking. It will appeal to a wide readership, from scholars and students, through to researchers, practitioners and policy-makers.

Autorentext

Thorsten Beck is Professor of Banking and Finance at Cass Business School, City University London, UK, as well as research fellow of the Centre for Economic Policy Research (CEPR). Previously, he worked at Tilburg University, the Netherlands, where he was chair of the European Banking Center, and in the research department of the World Bank.

Barbara Casu is the Director of the Centre for Banking Research at Cass Business School, City University London, UK, where she is Professor of Banking. Her main research interest is empirical banking, although several of Barbara's research projects are cross-disciplinary and include aspects of financial regulation, structured finance, accounting and corporate governance. She is co-author of the book Introduction to Banking (FT Pearson Education).

Inhalt

Part I: European Banking: Through the Crises and Beyond.- Chapter 1: European Banking: An Overview; Thorsten Beck, Barbara Casu.- Chapter 2: Financial Structure; Marco Pagano, Sam Langfield.- Chapter 3: Bank Governance and Ownership Structures; John Wilson, John Goddard, Donal McKillop.- Chapter 4: Bank Business Models; Rym Ayadi, Willem Pieter de Groen.- Chapter 5: Pay Structure; Jens Hagendorff; Abhishek Srivastav.- Chapter 6: Payment Systems; Wilko Bolt, Nicole Jonker and Mirjam Plooij.- Part II: Performance and Innovation in European Banking.- Chapter 7: Competition in EU Banking; Oliver de Jonghe, Maaike Diepstraten, Glenn Schepens.- Chapter 8: Bank Efficiency and Performance; Rients Galema, Michael Koetter.- Chapter 9: Small Business Lending; Santiago Carbo Valverde, Francisco Rodriguez.- Chapter 10: Financial Innovation and New Financial Services Provides; Armin Schwienbacher.- Chapter 11: Conglomerates andBankassurance; Sotiris Staikouras, Panagiotis Dontis-Charitos, Jonathan Williams.- Part III: Financial Stability and Regulation.- Chapter 12: Regulatory Reform in Europe; Elena Carletti, Agnese Leonello.- Chapter 13: Complexity in Bank Regulation; Andy Haldane, Tobias Neumann.- Chapter 14: State Aid and Guarantees; Reint Gropp, Lena Tonzer.- Chapter 15: Monetary Policy and the Bank Lending Channel; Steven Ongena, Mintra Dwarkasing, Narly Dwarkasing.- Chapter 16: Banks and Markets: Supervisory Stress Test Results and Investor Reactions; Andrea Resti, Giovanni Petrella.- Part IV: Cross-Border Banking.- Chapter 17: The Banking Union; Dirk Schoenmaker.- Chapter 18: Recent Trends in Cross-Border Banking in Europe; Ralph de Hass, Neeltje Van Horen.- Part V: European Banking Systems.- Chapter 19: Banking in Central and Eastern Europe; Rainer Haselmann, Paul Wachtel.- Chapter 20: Banking in the UK; Phil Molyneux.- Chapter 21: Banking in Italy; Claudia Girardone, Elena Beccalli.- Chapter 22: Banking in Germany; Patrick Behr, Reinhard H. Schmidt.- Chapter 23: Banking in Spain; Joaquin Maudos, Xavier Vives.- Chapter 24: Banking in France; Laetitia Lepetit, Céline Meslier, Amine Tarazi.