This book presents a holistic exploration of the banking systems in Africa. Considering the central role that banks play in most developing countries and the vastly different trends and challenges they face, the book provides a crucial understanding of the specific environments in which banks operate. It addresses specific banking issues relevant to developing countries in general and Africa in particular, and explores the various dynamics of money and banking that separate Africa from the rest of the world. The authors build upon extensive Africa-based research and university teaching, and illustrate each topic with examples and cases from the continent. Written in an accessible style while retaining its practicality and relevance, it is an essential read for professionals, students, and other readers interested in policies affecting the banking sector's development in Africa.

Autorentext
Joshua Yindenaba Abor is a Professor of Finance and Dean at the University of Ghana Business Schoo and a Visiting Professor of Finance at the UCT Graduate School of Business, University of Cape Town, South Africa, where he obtained his PhD, after completing parts of the coursework at Harvard University. He was a Visiting Scholar at the International Monetary Fund (IMF) in Washington DC. He serves on the editorial boards of a number of international business, finance and economics journals and has contributed to the financial economics and finance literature, mainly in the areas of banking and finance, development finance, financial market development, corporate finance and governance, international finance, and health finance. Abor has been involved in projects sponsored by Africa Economic Research Consortium, International Growth Centre, African Centre for Economic Transformation, and is currently part of a collaborative research project on Delivering inclusive financial development and growth funded by the Department for International Development (DFID), and the Economic and Social Research Council (ESRC). His papers have appeared in reputable international journals, including Corporate Governance: An International Review, Review of Development Finance, Thunderbird International Business Review, Studies in Economics and Finance, Journal of Economic Studies, International Journal of Entrepreneurship and Innovation, African Development Review, International Journal of Social Economics, Research in International Business and Finance, Emerging Market Finance and Trade, and Journal of International Financial Markets, Institutions and Money. Abor's most recent book is on Entrepreneurial Finance for MSMEs: A Managerial Approach for Developing Markets, published by Palgrave Macmillan (Springer Nature), UK. Agyapomaa Gyeke-Dako has a PhD in Economics and an MSc. Economics and Financial Economics from the University of Nottingham (UK) as well as a B.A. in Economics with Geography from the University of Ghana, where she is currently a lecturer of various courses in Economics. Prior to joining the University of Ghana Business School, she had worked with Durham Business School (UK) as a Teaching Fellow for three years. She has published in the University of Peking Press, Springer Plus Open Journal, Thunderbird International Review and has submitted a number of papers for publication. Gyeke-Dako has also worked on a project funded by the International Growth Centre and is currently a co-researcher on a collaborative research with the World Trade Institute, University of Geneva and WITS University South Africa (Funding from Swizz Science Foundation and Swizz Agency for Development and Co-operation). She has been affiliated with the Leverhulme Centre for Research on Globalisation and Economic Policy (GEP) and the Chinese Economic Association (CEA) and as an ad hoc reviewer in Thunderbird International Business Review. Her research interests are in the area of financial economics, economic growth and development, financial development, institutions and international capital flows (FDI, portfolio flows and debt flows).

Vera Ogeh Fiador is a Senior Lecturer in Finance at the University of Ghana Business School and a research member of the African Economic Research Consortium, Nairobi, Kenya. She holds a PhD in Finance from the University of Cape Town, South Africa. Her research focuses on corporate finance and investment issues, governance, development finance issues as well as growth and financial market effects of fiscal and monetary policies. Fiador has published scholarly works in journals such as Applied Economics, Review of Development Finance, Corporate Governance, International Journal of Business in Society, and Studies in Economics and Finance. She periodically consults industries and was a visiting scholar at the IMF in Washington D.C. Elikplimi Komla Agbloyor is a Lecturer in Finance at the University of Ghana Business School. In 2012, he received his PhD in Finance from the University of Ghana. He is currently an affiliate of the Association of Chartered Certified Accountants (ACCA). His research interests include banking, corporate governance, cross border mergers and acquisitions, economic growth and development, financial development, institutions, international capital flows (FDI, portfolio flows and debt flows), and remittances. Agblo...

Inhalt
Preface.- Acknowledgements.- Part I: The Monetary System and the Business of Banking.- Overview of the Monetary System.- Introduction to the Business of Banking.- Introduction to the Business of Banking.- Introduction to the Business of Banking.- Part II: Asset-Liability Management.- Asset-Liability Management: Interest Rate Risks.- Asset-Liability Management: Using Hedging Techniques.- Off-Balance Sheet Activities.- Part III: Managing Banks' Loan Portfolio and Capital.- Loan Portfolio and Credit Management.- Corporate Lending.- Consumer and Retail Lending.- Mortgage Banking.- Management of Bank Capital.- Part IV: Bank Performance, Strategy and Sustainable Banking.- Measuring and Evaluating the Performance of Banks.- Strategy in the Banking Industry.- Sustainable Banking.- Part V: Central Banking, Monetary Policy and Regulation.- Central Banking and Monetary Policy.- Bank Regulation.-