Commercial Banking in Transition

The book investigates commercial banking, covering the European framework, the Anglo-Saxon systems, and the Asian area in a comparative approach in trying to answer the following questions: Which is the commercial banking business model of the future? What do we expect a bank to be and to do in the new economic and social reality? How might banking supervision over commercial banks as well as market competition change? The book showcases how three factors or driving forces influence the future of commercial banking: i) fintech innovations (such as artificial intelligence, cryptocurrencies, blockchain, algorithmic trading, machine learning and electronic payments, to name a few), ii) covid-19 measures, and iii) SDG policy priorities. Geared toward academics, scholars and students of banking and financial services, the book will explore how these three factors have different weight in the different legal contexts. Chapter 11 is available open access under a Creative Commons Attribution 4.0 International License via link.springer.com. Marco Bodellini is a Senior Research Scientist in sustainable finance at the ADA chair in financial law and inclusive finance at the University of Luxembourg, House for Sustainable Governance and Markets, and a Lecturer in banking and financial law at the University of Bergamo. His main areas of research include bank crisis and resolution, corporate governance of financial institutions, systemic risk and financial stability, shadow banking and investment funds, fintech, and sustainable finance. He is a member of the expert group advising the European Parliament on bank crisis management matters, a member of the Advisory Panel of the International Association of Deposit Insurers (IADI), and a Special Advisor to the Unidroit Secretariat on bank insolvency.

Gabriella Gimigliano is a Lecturer of Law at the University of Siena, where she held the Jean Monnet Chair in EU Money Law. Her main areas of research include law of money and payments, banking law, Islamic finance, and economic regulation.

Dalvinder Singh is a Professor of Law in the School of Law at the University of Warwick, and Adjunct Professor in the Department of Law at the University of Bergamo. He is the editor of the Journal of Banking Regulation and Financial Regulation International. He is also a member of the Advisory Panel of the International Association of Deposit Insurers (IADI).

Autorentext

Marco Bodellini is a Senior Research Scientist in sustainable finance at the ADA chair in financial law and inclusive finance at the University of Luxembourg, House for Sustainable Governance and Markets, and a Lecturer in banking and financial law at the University of Bergamo. His main areas of research include bank crisis and resolution, corporate governance of financial institutions, systemic risk and financial stability, shadow banking and investment funds, fintech, and sustainable finance. He is a member of the expert group advising the European Parliament on bank crisis management matters, a member of the Advisory Panel of the International Association of Deposit Insurers (IADI), and a Special Advisor to the Unidroit Secretariat on bank insolvency.

Gabriella Gimigliano is a Lecturer of Law at the University of Siena, where she held the Jean Monnet Chair in EU Money Law. Her main areas of research include law of money and payments, banking law, Islamic finance, and economic regulation.

Dalvinder Singh is a Professor of Law in the School of Law at the University of Warwick, and Adjunct Professor in the Department of Law at the University of Bergamo. He is the editor of the Journal of Banking Regulation and Financial Regulation International. He is also a member of the Advisory Panel of the International Association of Deposit Insurers (IADI).