Bienvenue chez nous !
Logo Ex Libris
 Laissez-vous inspirer ! 

Consumer Knowledge and Financial Decisions

  • eBook (pdf)
  • 342 Nombre de pages
(0) Donner la première évaluation
Évaluations
(0)
(0)
(0)
(0)
(0)
Afficher toutes les évaluations
There has been an increasing recognition that financial knowledge (i.e., literacy) is lacking across the population. Moreover, the... Lire la suite
Lisez confortablement vos ebooks dans l’appli gratuite Ex Libris Reader. Vous obtiendrez ici votre lien de téléchargement.
CHF 177.90
Download est disponible immédiatement
Informations sur les eBooks
Les eBooks conviennent également aux appareils mobiles (voir les instructions).
Les eBooks d'Ex Libris sont protégés contre la copie par ADOBE DRM: apprenez-en plus.
Pour plus d'informations, cliquez ici.
Commande avec livraison dans une succursale

Description

There has been an increasing recognition that financial knowledge (i.e., literacy) is lacking across the population. Moreover, there is recognition that this lack of knowledge poses real problems as credit, mortgages, health insurance, retirement benefits, and savings and investment decisions become increasingly complex. Financial Decisions Across the Lifespan brings together the work of scholars from various disciplines (family and consumer sciences, economics, law, finance, sociology, and public policy) to provide a broad range of perspectives on financial knowledge, financial decisions, and policies. For consistency across the volume each chapter follows a similar format: (1) what individuals know or need to know (2) how what they know or need to know affects financial decisions and outcomes (3) ways in which policies or programs or financial innovations can enhance their knowledge, or decisions, or outcomes. Contributors will provide both new and existing research to create a valuable picture of the state of financial literacy and how it can be improved.



Douglas Lamdin is a professor of economics at the University of Maryland, Baltimore County. He has also been a visiting professor of finance at the R.H. Smith School of Business at the University of Maryland, College Park. His teaching is primarily the introductory finance course, and the investments course (undergraduate and MBA). He has published more than 20 articles on financial economics and the economics of education in journals such as Journal of Family and Economic Issues, Journal of Regulatory Economics, Review of Economics and Statistics, Education Economics, and Contemporary Economic Policy. He edited The Managerial Economics Reader, Blackwell, 1994. He also serves on the editorial board of Business Economics, the journal of the National Association for Business Economics.



Auteur

Douglas Lamdin is a professor of economics at the University of Maryland, Baltimore County. He has also been a visiting professor of finance at the R.H. Smith School of Business at the University of Maryland, College Park. His teaching is primarily the introductory finance course, and the investments course (undergraduate and MBA). He has published more than 20 articles on financial economics and the economics of education in journals such as Journal of Family and Economic Issues, Journal of Regulatory Economics, Review of Economics and Statistics, Education Economics, and Contemporary Economic Policy. He edited The Managerial Economics Reader, Blackwell, 1994. He also serves on the editorial board of Business Economics, the journal of the National Association for Business Economics.



Texte du rabat

It's no secret that financial literacy skills are crucial to consumers' lives: between today's complex picture regarding credit and mortgages and the many changes in health insurance and pension programs, failure to follow the money can be devastating. But not all consumers learn the skillsand not all experts agree on a definition for financial literacy.


Covering a wide range of perspectives including family/consumer science, law, sociology, and public policy as well as finance and economics, Consumer Knowledge and Financial Decisions offers an accurate picture of American financial literacy and sets out real-world steps toward its improvement. The book starts by tackling methodological challenges to measuring financial competence, and takes a developmental approach to decision-making, such as encouraging responsibility in school children, reducing risky credit behaviors in young adults, and navigating Social Security and Medicare issues in elders. Each chapter focuses on what individuals need to know about a subject, the relationship of that knowledge to financial security, and programs that can improve decision-making or outcomes in that area. Among the topics covered:

  • Cognitive development and children's financial understanding.
  • Financial education for college students.
  • Homebuyer counseling for diverse buyers.
  • Debtors' assessment of bankruptcy education.
  • Stock market investing: lessons from history.
  • Financial preparedness for long-term care needs.

This combination of timely data and practical ideas makes Consumer Knowledge and Financial Decisions a vital resource for a vital resource for professors, students, and policy analysts who study financial decisions.

Contenu

I. Understanding and Furthering Financial Knowledge.-Coming to Terms with Financial Literacy.-Cultivating Financial Mindfulness: A Dual-Process Theory.-Cognitive Development and Children's Understanding of Personal Finance.-Financial Education for College Students.-The Current State of Financial Education in the U.S: How is Higher Education Helping?-An Overview of Contemporary Financial Education Initiatives Aimed at Minority Populations.-II. Credit, Home Purchase, and Bankruptcy.-Credit Cards as a Market Instrument: Consumer Understanding and Use.-Financial Education, Financial Knowledge, and Risky Credit Behavior of College Students.-Charging Ahead: An Exploratory Study of Financial Decision-Making Among Millennial Consumers.-Pre-Purchase Homebuyer Education and Counseling: Diverse Strategies for Diverse Homebuyers.-The Role of Default Counseling for Mortgage Borrowers in Financial Distress.-Non-Traditional Mortgage Products: Innovative or Toxic?-Debtors' Assessments of Bankruptcy Financial Education.-III. Retirement, Insurance, and Investing.-Social Security Knowledge.-Financial Preparedness for Long-Term Care Needs in Old Age.-The Impact of Numeracy on Medicare Part D Insurance in Older Adults.-Target-date Mutual Funds.-Measuring the Performance of Life-Cycle Asset Allocation.-Stock Market Investing: Lessons from History.-Individual Investments in Higher Education

Informations sur le produit

Titre: Consumer Knowledge and Financial Decisions
Sous-titre: Lifespan Perspectives
Éditeur:
Code EAN: 9781461404750
ISBN: 978-1-4614-0475-0
Protection contre la copie numérique: filigrane numérique
Format: eBook (pdf)
Editeur: Springer
Genre: Psychologie
nombre de pages: 342
Parution: 23.11.2011
Année: 2011
Sous-titre: Englisch
Taille de fichier: 3.7 MB