EMMANUEL N. ROUSSAKIS is Professor of Finance and Director of the certificate programs for bankers at Florida International University. Dr. Roussakis has published widely on banking subjects, both in journals and books. Of the seven books published, three are Praeger titles in addition to the earlier editions of Commercial Banking in an Era of Deregulation.

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Global competition, technological development, and changes in banking laws and regulations are transforming the role of commercial banks and the nature of the banking business within the U.S. financial system. The earlier editions of this work have been revised and expanded to incorporate discussions of these dramatic changes and their results. The discussions of the issues have been kept as current as possible, and a solid background has been supplied to provide perspective. Emphasis has been placed on the management of commercial banks through the formulation and implementation of sound and flexible policies.

Contenu

Tables and Figures Preface Overview of the U.S. Commercial Banking System Scope of Commercial Banking Evolution of the U.S. Banking Industry The Banking Industry in Transition Formation of a Bank and Funds Gathering Establishment and Management of a Bank Bank Capital and Its Management Deposits Nondeposit Liabilities Objectives of Portfolio Management Liquidity Solvency Income Uses of Bank Funds Cash Assets Bank Lending: Evolution and Current Scope The Loan Account: Policy Considerations Investment Securities and Regulation The Investment Account: Policy and Management Special Topics International Banking Index